Last Updated: 11.18.25

Prosper The Right Way (“PTRW,” “we,” “us,” or “our”) is committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, store, and protect your information when you visit ProsperTheRightWay.com, submit forms, or work with our agents and services powered by Assurance Plans AI.

1. Information We Collect

We may collect the following types of information:

A. Personal Information Provided by You

• Name
• Email address
• Phone number
• Mailing address
• State of residence
• Insurance-related information
• Employment/agent onboarding details
• Payment preferences
• Any information submitted through our contact forms, intake forms, or JotForms

B. Automatically Collected Information

• IP address
• Device type
• Browser data
• Website usage activity
• Cookies and tracking technologies

C. Agent & Client Intake Information

For licensed agents or clients requesting quotes, we may collect:

• Date of birth
• Health disclosures (only with consent)
• Insurance eligibility questions
• Policy interests

  This information is used solely for insurance quoting and matching you to licensed professionals.

2. How We Use Your Information

We use your information to:

• Provide life insurance and financial service quotes
• Connect clients with licensed agents
• Process agent onboarding applications
• Improve website and user experience
• Provide customer support
• Send updates, confirmations, and relevant service communications
• Verify identity and prevent fraud
• Comply with legal and regulatory guidelines

We do NOT sell your personal information.

3. How Your Information Is Shared

We may share information only as necessary with:

• Licensed insurance agents contracted under PTRW
• Carriers and underwriting partners (only with your consent)
• Technology partners such as Assurance Plans AI for secure intake processing
• Service providers assisting with website, CRM, or email systems
• Legal authorities if required by law

No information is shared with third parties for marketing without your explicit permission.

4. Data Protection & Security

We use industry-standard measures including encryption, firewalls, secure servers, and restricted access controls to protect your information.

However, no internet transmission is 100% secure, and users share information at their own risk.

5. Cookies & Tracking

We may use cookies for:

• Website analytics
• User experience enhancements
• Form and session tracking

You may disable cookies through your browser settings.

6. Your Rights

Depending on your state, you may have rights to:

• Request access to your data
• Request correction or deletion
• Opt out of communications
• Request a copy of the personal data we store
• Withdraw consent at any time

To exercise your rights:
📧 prosper@prospertherightway.com

7. Minors

We do not knowingly collect information from anyone under 18. If information is accidentally submitted, contact us for removal.

8. Third-Party Links

Our website may link to carrier portals or external platforms. We are not responsible for their privacy practices.

9. Updates to This Policy

We may update this Privacy Policy at any time. Updates will be posted with a new effective date.

10. Contact Us

Prosper The Right Way
📧 prosper@prospertherightway.com