Last Updated: 11.18.25

Welcome to ProsperTheRightWay.com (“Site”), operated by Prosper The Right Way (“PTRW”). By accessing, using, or submitting information on this site, you agree to these Terms of Service.

1. Acceptance of Terms

By accessing the Site or using our insurance services, intake forms, or agent resources, you agree to abide by these Terms. If you do not agree, do not use the Site.

2. Services Provided

PTRW provides:

• Life insurance information
• Quote requests and lead submissions
• Agent onboarding resources
• Training & support for licensed insurance professionals
• Access to tools powered by Assurance Plans AI
• Carrier access and agent marketing materials

PTRW is not an insurance carrier. All policies are issued by licensed insurance carriers.

3. Use of Website

You agree to:

• Provide accurate information
• Not use the website for fraudulent or misleading actions
• Not replicate or redistribute content without permission
• Not interfere with website functionality or security

Any unauthorized use may result in termination of access.

4. No Guarantee of Coverage

Submitting an application or quote request does not guarantee approval, since all decisions are made by licensed insurance carriers.

5. Agent Responsibilities

Licensed agents working with PTRW agree to:

• Follow state insurance laws
• Provide honest and compliant information
• Use PTRW materials appropriately
• Maintain professional conduct and confidentiality

PTRW reserves the right to modify or revoke agent access at any time.

6. Intellectual Property

All content—including text, images, branding, logos, agent materials, training content, and AI-powered assets—is the property of PTRW.

You may not copy, modify, or distribute any content without written consent.

7. Limitation of Liability

PTRW is not liable for:

• Carrier decisions
• Policy approval or denial
• Errors made by third-party systems
• Losses due to inaccurate input provided by users or agents
• Technical issues or downtime

Use of the site is at your own risk.

8. Disclaimer

PTRW provides informational and support services.
Nothing on the Site constitutes legal, tax, or financial advice.

All quotes and results are estimates until confirmed by the carrier.

9. Third-Party Services

Parts of PTRW’s intake and processing tools may be powered by Assurance Plans AI and other service providers. Their use is subject to their own legal terms.

10. Termination

We may restrict or terminate your access at any time if you violate these Terms.

11. Governing Law

These Terms are governed by the laws of the State of Florida.

12. Contact Information

Prosper The Right Way
📧 prosper@prospertherightway.com